Lukman, Hakim (2023) Analisis Pengaruh CAR, NPF, dan FDR Terhadap ROA Bank Umum Syariah. Masters thesis, Universitas Nahdlatul Ulama Al Ghazali Cilacap.
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Abstract
Penelitian ini merupakan penelitian kuantitatif pada Bank Umum Syariah. Penelitian ini mengambil judul “Pengaruh CAR,NPF,FDR terhadap ROA Bank Umum Syarih”. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh capital adequacy ratio (CAR), non performing financing (NPF), dan financing to deposit ratio (FDR) terhadap return on assets (ROA) pada bank umum syariah selama periode pengamatan. Populasi penelitian ini terdiri dari 48 sampel purposive yang diambil dari Bank Umum Syariah antara tahun 2017 dan 2020. Penelitian ini menggunakan uji asumsi klasik yang terdiri dari empat uji yaitu uji Normalitas, uji Multikolinearitas, uji Heteroskedastisitas, dan uji Autokorelasi. Selain uji Asumsi Klasik, penelitian ini menggunakan uji t yang disebut juga uji parsial, dan uji F baik secara individu maupun kombinasi. Hasil penelitian menemukan bahwa Non Performing Financing (NPF) dengan nilai Sig adalah variabel yang mempengaruhi return aset.0.000, sedangkan variabel Capital Adequacy Ratio (CAR) yang memiliki nilai Sig tidak berpengaruh terhadap return aset.Sig, dan variabel Financing to Deposit Ratio (FDR), dimana nilai ini lebih besar dari 0.05.0.297 jika angka ini lebih besar dari 0.05. Ketiga variabel tersebut mampu memprediksi return on assets (ROA) sebesar 66,7% dalam penelitian ini, sedangkan sisanya sebesar 33,4% dipengaruhi oleh faktor lain yang bukan merupakan bagian dari model penelitian. ================================================================================= This research is a quantitative research on Islamic Commercial Banks. This study takes the title "The Influence of CAR, NPF, FDR on ROA of Islamic Commercial Banks". This study aims to determine how capital adequacy ratio (CAR), non-performing financing (NPF), and financing to deposit ratio (FDR) affect return on assets (ROA) in Islamic commercial banks during the observation period.The population of this study is made up of 48 purposive samples taken from Islamic Commercial Banks between 2017 and 2020.This study employs the classical assumption test, which consists of four tests: the Normality test, the Multicollinearity test, the Heteroscedasticity test, and the Autocorrelation test. In addition to the Classic Assumption test, this study employs the t test, also known as a partial test, and the F test, either individually or in combination. The study found that Non-Performing Financing (NPF) with a Sig value is the variable that affects asset return.0.000, whereas the Capital Adequacy Ratio (CAR) variable, which has a value of Sig, has no effect on the return on assets.Sig, and the variable Financing to Deposit Ratio (FDR), where this value is greater than 0.05.0.297 if this number is higher than 0.05.The three variables were able to predict a return on assets (ROA) of 66.7% in this study, while the remaining 33.4% were influenced by other factors that were not part of the research model.
| Item Type: | Thesis (Masters) |
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| Uncontrolled Keywords: | CAR,NPF,FDR,ROA |
| Subjects: | A General Works > AS Academies and learned societies (General) Specialist Studies in Education Specialist Studies in Education |
| Divisions: | Fakultas Ekonomi > Prodi Ekonomi Pembangunan |
| Depositing User: | Teguh Wibowo S.Pd.I |
| Date Deposited: | 16 Feb 2023 03:32 |
| Last Modified: | 16 Feb 2023 03:34 |
| URI: | http://repository.unugha.ac.id/id/eprint/1330 |
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